One of the major objectives of an effective cash management program is to invest your money more productively to earn higher interest rates on short term funds. A TD Money Market Account (MMA) enables you to earn money market rates on your surplus Canadian dollar or US dollar funds on a daily basis.

Using TD's on-line management information system, or through your branch, you determine your cash requirements for the day and, after obtaining the current MMA interest rate, invest your surplus cash in the TD Money Market Account.

What you get with TD's Money Market Account

• it's a non-chequing, investment account that is linked to your company's operating account

• interest is calculated daily and posted to your operating account monthly

• the MMA interest rate is established daily by 9:30 a.m. Eastern Time and is available through your office PC, phone or through your branch

• no transaction fees or monthly maintenance fees

What Benefits Does TD's Money Market Account Provide?

• earn money market rates on surplus overnight funds over $100,000 without having to make arrangements with a money market trader/dealer

• transfer to and from the MMA conveniently from your office PC using Web Business Banking, or through your branch

• make your own investment decisions, increasing control over the use of your surplus funds

• TD Bank is the issuer of the TD Money Market Account

For more information, please contact a Relationship Manager at the Commercial Banking Centre nearest you.