Our commitment to you is to provide a quote that is clear in all respects. You will know in advance what your effective rate will be, as well as your payments, what options to purchase are available, and the size of the residual.

Our quotes are based on a public index, usually Government of Canada Bonds Banker's Acceptances or the Prime Rate.

Fees, when charged, will be known to the client in advance.

If you want to compare quotes, consider the following questions:

• Are there up front payments?
• Are there fees, advance payments or security deposits involved?
• Is quoted rate being linked to a known and readily verifiable index?
• Is the rate fixed or floating?
• Is the term to option period the same?
• Is the option amount the same?