Business Service Plans give you the choice of conducting your day to day business banking when, where and how you want through a Business Chequing Account. These Service Plans are designed for businesses with regular monthly transaction patterns. Choose from a selection of Service Plans that allow your business to perform regular account activity for a low monthly plan fee.

For one monthly fee, Business Service Plans provide your company with the following:

• The flexibility of banking using both in-branch or automated services

• Predictable monthly plan fee

• Free online account access 24 hours a day, seven days a week through EasyWeb

• The opportunity to have your monthly plan fee rebated when you maintain the required minimum account balance throughout the month

Business Service Plan
Options1	Monthly Plan Fee	Monthly Number of Transactions included	Monthly Cash Amount Deposited2 included	Monthly # of Items Deposited3	Rebate of Monthly Plan Fee with a Minimum Monthly Balance of:4
1	$11.95	12	$1,000	5	$8,000
2	$16.95	20	$2,000	15	$10,000
3	$24.95	40	$3,000	25	$12,500
4	$33.95	55	$4,000	35	$17,500
5	$49.95	85	$7,000	50	$25,000
6	$69.95	120	$10,000	75	$30,000
7	$84.95	150	$15,000	100	$35,000
8	$99.95	180	$20,000	125	$40,000

Additional Fees for All Service Plans
Transactions exceeding monthly # of transactions included in Plan		$1.00 per transaction
Cash Amount Deposited exceeding monthly cash amount deposited included in Plan		$2.15 per $1,000
Items Deposited exceeding monthly # of items deposited included in Plan		$0.18 per deposit item
Uncounted Batch5 of items deposited at a branch		$8.00 per uncounted batch

Transactions

• In-branch withdrawals, transfers, bill payments and deposits, including night deposits

• EasyLine telephone banking operator-assisted transactions, including bill payments

• EasyLine automated transfers and bill payments

• EasyWeb Internet banking transfers and bill payments

• Automated Banking Machine (ABM) withdrawals, transfers, bill payments and deposits

• Interac Direct Payment and Interac Online purchases

• Cheques, pre-authorized payments and automated transfers

• Debit payment purchases in the United States⁶

No-Charge Transactions (unlimited for all plans)

• All debit and credit card Point-of-Sale terminal deposits are automatically credited to a TD Canada Trust Business Chequing Account.

• Automated Green Machine ABM, EasyWeb Internet banking and EasyLine telephone banking inquiries

¹ All plans also available in U.S. Dollars.
² "Cash Amount Deposited" means paper currency and/or coins, rounded down to the nearest dollar.
³ "Items Deposited" means paper-based payment items (cheques, money orders, drafts and all other clearing items.)
⁴ Minimum daily closing balance required to rebate monthly plan fee. Minimum monthly balance must be maintained throughout the appropriate month to qualify for fee rebate.
⁵ "Uncounted Batch" means a group of paper-based items where the total number of items has not been provided to the teller on an itemized deposit slip. (To avoid this charge, always count the number of items when making a deposit).
⁶ Included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. Dollar exchange rate. For example, on a purchase of $10 US with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 x 1.325).
‡ Transactions available on the U.S. Dollar accounts comprise cheques, web transfers, electronic pre-authorized payments and automated transfers.