Centralized Money Management (CMM) is an end-of-day transfer service (CDN$ and US$) used to move funds deposited at branches of other financial institutions to a concentration account at a TD Canada Trust branch. This service is provided to clients who either do not have a TD Canada Trust branch nearby or who wish to maintain the existing arrangements they have already made with another financial institution.

What You Can Do With Centralized Money Management

• Initiate transfers by contacting the appropriate toll-free telephone number
• Automatically credit the concentration account and automatically debit the originating account
• View detailed daily or period end reports, containing previous day's activity and non-reporting locations, electronically via Balance Reporting.

What Benefits Does Centralized Money Management Provide?

• Consolidates funds to maximize investment opportunities and minimize borrowing requirements
• Detailed daily and period end reports provide a comprehensive summary of transfer activity, which saves administration and telephone expenses
• The ability to deposit at any bank branch provides flexibility and access to banking in locations where TD Canada Trust is not represented
• Uniquely identifies each depository location with a reference number which simplifies reconciliation and deposit tracking for each location

For more information contact a Relationship Manager at the Commercial Banking Centre nearest you.