Business Specialties

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    We have banking expertise in your industry and sector

    Our experienced team has the privilege of working with Aboriginal communities across the country. From personal banking to helping Aboriginal governments and businesses with complex commercial and wealth management advice, we offer a range of solutions including:

    • Business financing options, cash management solutions, various ways to bank and more.
    • Aboriginal Trust Services available through TD Wealth Private Trust, a dedicated team that specializes in the administration of the many types of Aboriginal Trusts, such as those related to settlements and resource revenue-sharing.
    • Investment Management solutions designed to balance current income requirements with the need for long term growth, to help ensure that funds are preserved across generations.
    • Community banking that delivers on-site sign-up for individuals to various every day banking products & services in the convenience of the First Nation, Inuit or Metis community.
    Get in touch with our Aboriginal Banking team

    Farming is more than a business, it's a way of life. That’s why TD has a dedicated team of Agriculture banking specialists who are here to help you meet your goals and grow your business.

    We are committed to providing you with dedicated, on-the-farm support to offer a customized range of products and services to meet your agricultural banking needs. We can help you finance the expansion of your operation, improve cash flow and finance land, equipment, quota and livestock purchases through a number of financing solutions:

    Agriculture Operating Line

    Finance short-term assets such as input costs, receivables and livestock1 with an Agriculture Operating Line that provides low cost, flexible financing for day to day operations.

    How it can work for your business:

    • Borrow only as needed and keep costs to a minimum with exact dollar borrowing.
    • Available in Canadian or U.S. Dollars
    • Letters of Credit and Letters of Guarantee are also available

    Farm Property Line of Credit

    Use your farm property as security to get the flexible credit you need to deal with the changing needs of your farming operation. You can finance the acquisition of farmland, renovate or construct farm buildings or finance other capital projects.

    Mortgages and Term Loans

    Finance the expansion or purchase of farmland or other capital projects related to your farm operation, including equipment, quota and livestock purchases1

    How it can work for your business:

    • Customized terms and payment options available to meet your financing needs
    • Choose from fixed or floating rate Canadian Dollar loans
    • Annual prepayment option on fixed rate loans

    AgriInvest Account

    The AgriInvest Account is a valuable savings tool that can assist you in preparing for the unexpected by helping to manage small income declines, mitigating other farming related risks or improving market income.

    How it can work for your business:

    • Grows as you make annual deposits.
    • Receive matched contributions from federal, provincial, and territorial governments. Deposit up to 100% of your allowable net sales annually, with the first 1% matched by government deposits. The limit on matching government contributions is $15,000 per year.
    • You have the flexibility to withdraw funds at any time.

    Other solutions available are:

    Get in touch with our Agriculture Services team
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    We are dedicated to delivering dealer focused programs with unparalleled service and support. With a full spectrum credit program from one reliable source, you can enhance your business by closing more sales and increasing your market share.

    Our Dealer Finance group can help set up the right automotive floor plan financing for you.

    How it can work for your business:

    • Market competitive interest rates
    • Flexible options for New or Used vehicle financing
    • Flexible credit limits to accommodate seasonal needs and original equipment manufacturer (O.E.M.) build out
    • No interest rate premium for used Floor Plan lines
    • Flexible curtailment programs
    • In-house Lease Line programs
    Get in touch with our Dealer Finance Group

    Our team of equipment finance specialists can help you maintain your competitive edge by offering quick implementation on a suite of equipment leasing and financing products tailored to your business needs – whatever your industry.

    Financing options:

    • Leasing lines of credit
    • Leases
    • Conditional sales contracts
    • Loans
    • Sale-lease-backs
    • Third-party agreements and assignments

    How it can work for your business:

    • Improve your cash flow
    • Finance equipment to modernize your capital assets
    • Enhance the value of your business
    Get in touch with the TD Equipment Financing and Leasing Team
    Contact Us

    Let us provide you with a banking plan designed for the unique requirements of Franchisees, so you can simplify your business banking and focus on what you do best.

    Products & services that work for your business:

    • Operating Line of Credit to assist with the short-term operating needs of your franchise
    • Term Loans for acquiring a franchise, opening an additional location, renovating or buying new equipment
    • Payment card solutions through Merchant Solutions to improve cash flow and when combined with your business account, you also receive next business day deposits to your account.
    • TD Business Credit Cards to meet varying needs from managing your day to day business expenses to, earning travel rewards, gaining access to valuable insurance and receiving detailed management reports.
    • Payroll Services available through a TD Commercial Banking referral to Ceridian® Canada Ltd., for professional payroll products designed to save you time and money.
    • Convenient and comfortable ways to bank including EasyWeb Internet banking, Remote Deposit Capture, Tax Payment and Filing and more.
    Get in touch with our Franchise Banking team

    Our banking specialists will work with Professionals including doctors, dentists, veterinarians, lawyers, architects, engineers and more, to create a unique banking plan to help build and grow your professional practice.

    Products & services that work for your business:

    • Operating Line of Credit to assist with the short-term operating needs of your business
    • Term Loans for purchasing, setting up or expanding your practice acquisition, renovation
    • Payment card solutions through Merchant Solutions to improve cash flow and when combined with your TD business account, you also receive next business day deposits to your account.
    • TD Business Credit Cards to meet varying needs from managing your day to day business expenses to, earning travel rewards, gaining access to valuable insurance and receiving detailed management reports.
    • Equipment financing for equipment to modernize your practice and enhance the value of your business
    • Payroll Services available through a TD Commercial Banking referral to Ceridian® Canada Ltd., for professional payroll products designed to save you time and money.
    • Convenient and comfortable ways to bank including EasyWeb Internet banking, Remote Deposit Capture, Tax Payment and Filing and more.
    Get in touch with our Professional Banking team

    We offer a dedicated National Team of Real Estate banking experts working in your local markets to provide dedicated service.

    Using our local market and industry expertise we work with builders and developers to create unique financing and treasury solutions for your project needs, and day-to-day business operations.

    We have a variety of loan types and loan structures to suit a wide range of development initiatives.

    Financing Options:

    • Development Loans
    • Freehold Construction Loans
    • Condominium Construction Loans
    • Commercial Construction Loans
    • Land Loans

    Our dedicated Cash Management team, can offer a full range of services and support for your real estate business operations:

    Get in touch with our Real Estate Group

    DID YOU KNOW

     

    “36% of Canadian CEOs have entered a new industry within the past 3 years.” – PWC 2015 Canadian CEO Survey (Page 5)

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