Business Banking Accounts





Business chequing account service plans offer convenient banking plans in Canadian and U.S. Dollars.

Business Chequing Account Service Plans

For small to medium-sized businesses we offer convenient banking plans in Canadian and U.S. Dollars that offer flexibility and great value for your day to day banking needs.

Customized Solutions

For larger businesses with more complex needs, we provide advice and customized solutions that are right for you. This may include a broad range of cash management services that work in conjunction with your operating account(s) to help ensure efficient cash flow for your business.

  • Receive a customized fee schedule based on your business' needs
  • Issue cheques, manage electronic payments and transfers, make deposits in-branch at a TD Canada Trust ATM and more
  • Available in Canadian or U.S. dollars
  • Earn a competitive interest rate
  • Track your account activity with detailed monthly statements

Trust Account

This account is designed to simplify the accounting and administration for businesses or organizations that hold funds on behalf of clients, as part of their normal business operations. Typical users are lawyers, real estate agents and accountants.

  • Separate monitoring of the daily balance for each trust deposit
  • Monthly statements showing each participant’s trust deposit contributions
  • Automatic tax receipts for each participant
  • Interest calculated on the daily closing balance
  • Where arrangements are in place, interest earned on mix trust accounts may be remitted directly to the relevant governing bodies on your behalf

How it can work for your business:

  • Earns interest on funds while "in trust"
  • Reduces workload as it simplifies accounting for "in trust" deposits

TD Premium Business Savings Account

Earn a competitive interest rate on surplus funds based on a tiered rate structure. Available in Canadian or U.S. Dollars, this savings account offers a high degree of liquidity and is intended for surplus balances in excess of $100,000.

  • A business savings account that is linked to your company’s operating account

How it can work for your business:

  • Earn a competitive interest rate on surplus funds over $100,000 without having to make arrangements with a money market trader/dealer
  • Transfer funds to and from your TD Premium Business Savings Account through Web Business Banking or through your TD Canada Trust branch

Need some help? Contact us.

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