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Free Format Import File Standards

This import file layout is a TD Bank Proprietary ASCII text file to be used by Free Format companies only.

Field Name	Start at	Length	Type		Note
Sender Name	1	35	Character	Not Required Leave Blank	1
Sender Street	36	35	Character	Not Required Leave Blank	1
Sender City	71	20	Character	Not Required Leave Blank	1
Sender Province/State	91	20	Character	Not Required Leave Blank	1
Sender Postal Code/ZIP Code	111	10	Character	Not Required Leave Blank
Sender Country	121	2	Character	Not Required Leave Blank	1
Beneficiary Name	123	35	Character	Mandatory
Beneficiary Street	158	35	Character	Mandatory
Beneficiary City	193	20	Character	Mandatory
Beneficiary Province/State	213	20	Character	Optional/ Mandatory	2
Beneficiary Postal Code/ZIP Code	233	10	Character	Mandatory
Beneficiary Country	243	2	Character	Mandatory	3
Beneficiary Account	245	35	Character	Mandatory	4
Beneficiary ID	280	35	Character	Not Required Leave Blank	17
Beneficiary Bank Name	315	35	Character	Mandatory
Beneficiary Bank Street	350	35	Character	Optional
Beneficiary Bank City	385	20	Character	Mandatory
Beneficiary Bank Province/State	405	20	Character	Optional/ Mandatory	2
Beneficiary Bank Postal Code/ZIP Code	425	10	Character	Mandatory
Beneficiary Bank Country	435	2	Character	Mandatory	3
Beneficiary Bank Id	437	35	Character	Optional	18
Your Reference	472	35	Character	Optional/ Mandatory	5
Payment Due Date	507	10	Character	Mandatory	6
Payment Currency	517	3	Character	Mandatory
Payment Amount	520	12	Numeric	Mandatory	7
Contract Type	532	1	Character	Mandatory	8
Contract Number	533	7	Numeric	Optional/ Mandatory	9
Exchange Rate	540	8	Numeric	Optional/ Mandatory	10
Settlement Currency	548	3	Character	Mandatory
Settlement Account	551	13	Character	Mandatory	11
Beneficiary Instructions	564	70	Character	Optional	13
TD Instructions	634	70	Character	Not required	12
Intermediary Bank Name	704	35	Character	Optional/ Mandatory	14
Intermediary Bank Street	739	35	Character	Optional	14
Intermediary Bank City	774	20	Character	Optional/ Mandatory	14
Intermediary Bank Prov/State	794	20	Character	Optional/ Mandatory	2, 14
Intermediary Bank Postal Code/ZIP Code	814	10	Character	Optional/ Mandatory	2, 14
Intermediary Bank Country	824	2	Character	Optional/ Mandatory	3, 14
Intermediary Bank Id	826	35	Character	Optional	14
Payee Type (Payment Transfer Type)	861	1	Character	Mandatory	15
Payment Destination	862	1	Character	Mandatory	16
Reason for Payment	863	70	Character	Optional	19

The following characters are not permitted: !'~@#$%^&*[];<>"|,`/-?:().+

Notes (include edit rules):

1. The Sender Name and Address fields are no longer required, please leave blank. TD Bank will populate the sender's name and address with the name and address on file at TD for the settlement account entered. Please review this information on the review payment details page. NOTE: any data submitted in these fields will be overwritten by TD Bank as described above.
2. For payments to Canada and the U.S., a 2-character (SWIFT ISO code) Province/State code must be entered. For payments to countries other than Canada and the U.S., a province/state name may be entered (to a maximum of 20 characters). Padding with spaces may be required.
3. Use 2-character country code (SWIFT ISO)
4. If the beneficiary bank account is held at a local TD Bank in Canada, then entry of the account number is mandatory and must be in the format 'ttttnnnnnnn' (where 'tttt' is the transit number and 'nnnnnnn' is the account number). If the beneficiary bank account is held at TD's Global Operations Services (GOS) Department, then entry of the account number is mandatory and must be entered in the format 'nnnnnnnnnnnnn' (where 'nnnnnnnnnnnnn' is a 13 digit account number). A non-TD Bank beneficiary account can have a maximum of 35 characters and entry of this account number is mandatory.
5. This field is mandatory when payment type is "To Bank"
6. Due Date must be in the format of 'MM/DD/YYYY'. Due date must not be < today or > than 45 days in the future. Due date must not fall on a weekend.
7. Payment amount must be in the format '999999999.99'.

   Please note:

   • The Wire Payment service will only accept payments with an equivalent value up to and including:
     
     
     • CAD$999,999,999.99 if being settled through a CAD account
     • USD$999,999,999.99 if settling through a USD account
     • FOR 999,999,999.99 if being settled through a FOREIGN currency account
     
     
   • Payments in Japanese Yen must be entered with a '.00' at the end. For example, a payment in Japanese Yen of 315555 should be entered as 315555.00.
8. The Contract Type must be C (Contract) or B (Bulletin).
9. Contract number must be quoted if contract type is "C".
10. In the cases where the settlement currency is not the same as the payment currency and a foreign exchange contract has been booked, completion of this field is mandatory. When a foreign exchange rate has been booked, the exchange rate must be entered in the format '9.999999' and cannot be zero. If a foreign exchange contract is not necessary, this field can either be padded with blanks or zeros.
11. When entering the settlement account, use the format of the account displayed in the Wire Payment Company profile. For example, a TD Deposit Account number (CAD/USD) will be entered as a 12-digit number such as 010230123456 (branch with account number). A TD Deposit Account (Foreign) will be entered as a 12-digit number such as 010203456789. Other TD Accounts (IDAPS) will be entered as a 13-digit number such as 0360012345678. The total length of this field is 13-characters, so padding may be required. Note: If the 'Payment Currency' is CAD, then the 'Settlement Account' must be CAD or the payment will be rejected.
12. The TD Instructions Field is used for instructions to Global Operations Services (formerly TD International Centre). This field is no longer required and is only to be used if you have been specifically instructed to do so by TD Bank. Use of this field will increase processing time.
13. The Beneficiary Instructions field can be used to advise your beneficiary of information regarding the wire payment.
14. Intermediary Bank is not mandatory, TD Bank will route your payment in the most effective manner however if it is required, then you must provide the name, city and country.
15. Payment Transfer Type must be a B (Bank Transfer) or C (Customer Transfer).
16. Payment Destination (N, T, or O) determines the kind of account to which the payment is being sent: N (Non TD Account - Other Banks), T (TD Deposit Account - CAD/USD), and O (Other TD Accounts which may be International Accounts). This field is mandatory.
17. Beneficiary ID is no longer required. Please leave blank.
18. Inclusion of the Beneficiary Bank ID will expedite your payment.
19. Reason for Payment - Please include a reason for sending this payment - for Payment to Customer Only. Include as much detail as possible; this will expedite your payment.

Import File Standards - Trailer Record

Field Name	Start at	Length	Type	Description
Trailer Identifier	1	1	C	Mandatory Value: "T"
Total Number of Payments	2	3	N	Mandatory Format: 999

Notes:

1. C= Character Fields: Left Justified, padded with spaces.
2. N= Numeric Fields: Right Justified, padded with spaces or zeros.
3. A carriage return feed and line feed (CRFL) are required at the end of each record.
4. Trailer Record Type must be "T".